A licensed insurance agent since July 1988, Fred co-founded Senior Care Insurance Services, accompanied by his twin brother Mike, in the summer of 1990. Fred received his Bachelor of Science (B.S.) degree from Valparaiso University in August 1986. He subsequently received his Master of Business Administration (MBA) from Dominican University (formerly Rosary College), located in River Forest, Illinois in May 1988. Fred has resided in Valparaiso, Indiana since August 1982, along with his family.