Senior Care Insurance Services

By Woodrow Wilcox On July 16, 2019, I helped a sweet but confused widow from Portage, Indiana. She thought that Medicare would pay for almost everything. But, she got and paid a bill over $8,000 for care for her late husband. The widow was confused about the policy that her late husband had. Technically, he did not have “Medicare”. He did not have a Medicare supplement insurance policy either. His…

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7 Often Ignored Signs of Breast Cancer Justin Parker Breast cancer awareness is at an all-time high, and most women are keenly aware of the potential threat that they’ll develop it. Breast cancer screening programs are readily available and are credited, along with the increased awareness, for five-year breast cancer survival rates have risen from about 75% in 1980 to over 90% today. However, while…

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By Woodrow Wilcox On June 11, 2019, I wrote a letter to a doctor’s office for a client with a medical billing problem. There were so many problems with the bill, that I suspected fraud. But, I did not suspect the doctor of fraud. I suspected the billing service that the doctor used. Here is part of the letter that I wrote. I am writing to you to help your firm keep a good reputation. Our client sent…

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All You Need to Know About Debilitating Arthritis Pain Benjamin Roussey If your joints, especially the hips, knees, and fingers experience a persistent aching, you could have arthritis. If you are unaware of the symptoms of this pain, it may continue to worsen while you remain oblivious to this debilitating autoimmune disease. Body ache is quite common even among younger people today because of poor…

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By Woodrow Wilcox The caregiver of one of our clients bought a wheeled walker for our client and then gave me the receipt for it. She wanted to know if Medicare would reimburse for the purchase of the wheeled walker for our client. In researching this matter, I learned that rules for the purchase of such medical equipment will change on January 1, 2019. Prior to January 1, 2019, purchases of such…

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How Sitting Is Killing You–and What to Do About It K. Grossman The human body was designed to work hard. Hunting, gathering, and farming all require physical exercise, which keeps the human body active. In today’s society, we treasure the modern conveniences that allow us to both work and relax from the comfort of our desk chair or recliner. While these conveniences make life easier, they also ensure…

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By Woodrow Wilcox On May 23, 2019, a client met with me in my office to get help with a medical bill from a medical firm in Illinois. The client is from Dyer, Indiana. I compared the Medicare report of the claim, the insurance company’s Explanation of Benefits, and the bill from the medical firm. The client is a very intelligent senior who suspected that the description and coding of the medical service…

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10 Signs of Disease Your Feet Can Reveal Jermane Cooper Our feet are pretty important, though chances are you don’t think about them much. Generally, when we contemplate them, it’s because there is itching or pain, or some other discomfort. However, sometimes even subtle changes in the feet could be indicators of something bigger. The parts of the bodies are all connected, so sometimes symptoms in…

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By Woodrow Wilcox On January 14, 2019, I helped a surviving spouse from the Miller Beach area of Gary, Indiana. He was dealing with medical bills regarding his late wife. All the bills were from one hospital in Chicago and a collection law firm that the hospital had hired for one of the older bills. With the widower in my office, I made phone calls to check on what happened that caused the medical…

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By Woodrow Wilcox On January 14, 2019, Nour Kalam delivered some bills to me to check for a client. Nour Kalam is one of our insurance agents at our office in Munster, Indiana. The bills totaled $11,176.33. The client is from Crown Point, Indiana. There were only two bills which totaled that amount. One was from a local hospital and the other was from a medical service that uses a billing service…

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