Senior Care Insurance Services

By Woodrow Wilcox     On May 12, 2020, a client visited our Merrillville office and brought a medical bill for me to research.  The client already sent a payment for the bill before she let me check it.  She should have checked with me first.     With some editing to protect the privacy of our client, the following is the letter that I sent to the medical billing…

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By Woodrow Wilcox     On March 23, 2020, I got the copies of Medicare’s official ruling on a claim for a client from Valparaiso.  The client got them in the mail and forwarded them to me.  I compared the official ruling to the bill that was sent to our client.  I was shocked but not surprised.      A group of doctors in northwest Indiana used medical billing…

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By Woodrow Wilcox  On February 21, 2020, I got a bill from one of our clients who wanted me to check it.  The client is from Portage, Indiana.  The bill was from a well-known laboratory.  The firm wanted $708 from our client.  I checked the bill.  The firm was not entitled to that balance because the laboratory firm never filed the claim correctly with Medicare.  …

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By Woodrow Wilcox  The bills totaled $5,553.12.  There were three bills that a client from Hammond brought to me last year.  I just helped him cancel the final bill.  The senior from Hammond was relieved.  He told me how much he appreciated our help to cancel the wrongful medical bills.  I helped him without charging him a dime.      While I worked with…

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By Woodrow Wilcox On January 13, 2020, I met at my office with a woman from Serbia and her sister.  We met to review and resolve some medical bills.  The sister understands and speaks English better than the woman that I was helping. I reviewed the papers that they brought.  I made copies of essential papers so that I could take notes.  Then, I started making phone calls. …

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12 Ways Sleeping Too Much May Be Linked to Poor Health K. Grossman We all know that a good night’s sleep is essential for good health. The human body needs to rest and rejuvenate. Essential body functions of growth and repair take place during sleep. Without enough rest, energy levels drop, immunity decreases, and mental functions slow. However, although sleep is vital, it is possible to get too much…

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7 Sleep Issues Associated with Heart Disease and 7 Ways to Combat Them K. Grossman If you suffer from heart problems such as congestive heart failure, you may find yourself ensnared in a vicious cycle of fatigue. If your heart is not able to adequately pump the oxygen-rich blood needed to keep you strong and alert, you may find yourself becoming drowsy. Additionally, the effects of heart failure and…

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Medicare's outpatient 'Part B' premium going up to $144.60 RICARDO ALONSO-ZALDIVAR ,Associated Press•November 8, 2019 FILE - In this Nov. 8, 2018, file photo, the U.S. Medicare Handbook is photographed, in Washington. A new study finds that more than half of seriously ill Medicare enrollees _ 53% _ struggle to pay their medical bills. Prescription drugs are the leading problem. The researchers who…

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Lower Your Blood Pressure with These 19 Healthy Foods Gabriela Mungarro High blood pressure can pose serious health problems if left untreated and is one of the most common conditions leading to heart disease and stroke. Blood pressure is defined as the pressure of the blood against the artery walls. Although changes in blood pressure during exercise or stressful moments are normal, the development…

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14 Silent Signs That You Are in Bad Health K. Grossman We often assume that bad health only refers to serious diseases such as cancer, heart disease, stroke, diabetes or kidney ailments. But these are major health afflictions, which are likely to show themselves through major symptoms. More pervasive health challenges, however, come from seemingly minor conditions that do now show severe or intolerable…

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