Senior Care Insurance Services

By Woodrow Wilcox     On June 17, 2020, I helped the family of our client save over $1400.  The problem with the bill was caused entirely by Medicare.  If I had not helped, it could have cost the family $1,402.       I checked the facts and wrote the following letter.  I edited the letter to protect the privacy of client and family.       …

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By Woodrow Wilcox     On May 22, 2020, I helped a 91-year-old client from Whiting, Indiana. She sent me a bill that she got from a medical firm that wanted her to pay $607.83.       I checked with her insurance company. Medicare never sent the claim information to it. The insurance company could not pay a bill that Medicare never sent to it.       I…

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By Woodrow Wilcox     On June 8, 2020, I got a letter with a “final notice” medical bill from a client who lives in Illinois.  The client hand wrote a note telling me that she knew that I sent a letter about this bill to get it corrected, but the medical service did not seem to care.      I decided to get the attention of the firm so that it would stop harassing…

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By Woodrow Wilcox     On May 12, 2020, a client visited our Merrillville office and brought a medical bill for me to research.  The client already sent a payment for the bill before she let me check it.  She should have checked with me first.     With some editing to protect the privacy of our client, the following is the letter that I sent to the medical billing…

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By Woodrow Wilcox     On March 23, 2020, I got the copies of Medicare’s official ruling on a claim for a client from Valparaiso.  The client got them in the mail and forwarded them to me.  I compared the official ruling to the bill that was sent to our client.  I was shocked but not surprised.      A group of doctors in northwest Indiana used medical billing…

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By Woodrow Wilcox  On February 21, 2020, I got a bill from one of our clients who wanted me to check it.  The client is from Portage, Indiana.  The bill was from a well-known laboratory.  The firm wanted $708 from our client.  I checked the bill.  The firm was not entitled to that balance because the laboratory firm never filed the claim correctly with Medicare.  …

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By Woodrow Wilcox  The bills totaled $5,553.12.  There were three bills that a client from Hammond brought to me last year.  I just helped him cancel the final bill.  The senior from Hammond was relieved.  He told me how much he appreciated our help to cancel the wrongful medical bills.  I helped him without charging him a dime.      While I worked with…

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By Woodrow Wilcox On January 13, 2020, I met at my office with a woman from Serbia and her sister.  We met to review and resolve some medical bills.  The sister understands and speaks English better than the woman that I was helping. I reviewed the papers that they brought.  I made copies of essential papers so that I could take notes.  Then, I started making phone calls. …

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12 Ways Sleeping Too Much May Be Linked to Poor Health K. Grossman We all know that a good night’s sleep is essential for good health. The human body needs to rest and rejuvenate. Essential body functions of growth and repair take place during sleep. Without enough rest, energy levels drop, immunity decreases, and mental functions slow. However, although sleep is vital, it is possible to get too much…

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7 Sleep Issues Associated with Heart Disease and 7 Ways to Combat Them K. Grossman If you suffer from heart problems such as congestive heart failure, you may find yourself ensnared in a vicious cycle of fatigue. If your heart is not able to adequately pump the oxygen-rich blood needed to keep you strong and alert, you may find yourself becoming drowsy. Additionally, the effects of heart failure and…

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