Senior Care Insurance Services

9 Signs You May Be Headed for a Heart Attack or Stroke K. Grossman A heart attack can sometimes sneak up on you without warning. Atherosclerosis, or hardening of the arteries, is one condition that may lead to a heart attack. This disease occurs when damage to the inner layer of arteries is caused by conditions such as high blood pressure, high cholesterol, or inflammation. When this happens, fatty…

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By Woodrow Wilcox On June 5, 2019, a client from Cedar Lake visited my office to get help with a medical bill for $2,709.45. I have helped this client on previous occasions. He learned a few things from observing me as I work. He suspected that the bill was caused by a claims coding error. I suspected the same thing. We phoned Medicare together to get the details on why Medicare denied the claim which…

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By Woodrow Wilcox One of our clients brought some bills and a payment demand letter from a collection law firm to our agency’s office in Munster, Indiana. The receptionist at that office is Danielle MacDonald. She read and copied the client’s papers and forwarded the copies to me. The client is from Hobart, Indiana. In a note to me to introduce the papers, Danielle told me what she told the client.…

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12 Medical Conditions That Can Kill You Quickly K. Grossman Sometimes illness or disease gradually sneaks up on you. A twinge here, an ache there. What begins as an irritation can lead to the realization that something is wrong and medical attention is needed. Usually, there is plenty of time to seek medical attention, obtain a diagnosis, and begin treatment. However, there are other medical conditions…

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By Woodrow Wilcox On May 30, 2019, I received mail which confirmed that I had saved a client from Wheatfield $232 by catching a mistake on a medical bill. Our client went to a doctor who ordered some laboratory work. The laboratory filed a claim with Medicare without giving information that justified the service medically. You can’t just ask Medicare to pay for a service that you want. You must have…

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9 Benefits of Senior Living Communities for Active Older Adults K. Grossman As a senior citizen, the thought of moving out of your family home can be daunting. You may treasure the home in which you have raised your family or spent the majority of your life. Such a dwelling is filled with comforting memories. However, you may discover that planning a move to a community for active older adults can…

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One Weird Way Sugar Is Good for Your Health Jermane Cooper You may have heard that honey can heal wounds. It was used during ancient times as a wound dressing because of its antimicrobial capabilities. However, if only a few people know about honey as a healing agent, even fewer people know that sugar is one as well. In fact, in more remote parts of the world, sugar is something of a staple when it…

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By Woodrow Wilcox On June 4, 2019, I helped a retired doctor with a medical bill. Together, we made phone calls to Medicare, his insurance company, and a hospital in Illinois that was billing him for $2,343.95. The retired doctor is from near Valparaiso, Indiana. The first two phone calls to Medicare and his insurance company were to narrow the possible causes of the big, unpaid bill. Once I confirmed…

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11 Medications That Cause Memory Loss K. Grossman Prescription and over-the-counter medications are useful for many maladies, from aches and pains to diabetes to heart conditions. Unfortunately, the very medications that treat one problem can affect the body in ways that lead to other issues. There is so much focus today on the problems of dementia, Alzheimer’s disease, and the plain old brain fog…

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By Woodrow Wilcox On June 24, 2019, I helped a client from Dyer, Indiana. He had retired and used our insurance agency to select a Medicare supplement insurance policy. But, his claims were not getting to his insurer and he was getting bills that he did not expect. I reviewed the papers that he brought to our office and made two phone calls with him. In each phone call, he granted permission for me…

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